rating-methodologies

S&P, Moody's, and Fitch credit rating methodologies differ in how they weight business and financial risk profiles, apply qualitative adjustments, and map scores to rating scales. This Skill explains each agency's distinct framework for corporate issuers.

You can predict a credit rating by benchmarking a company's key financial ratios against rating category medians provided by major agencies. This Skill supports financial analysis by comparing your metrics to S&P, Moody's, and Fitch benchmarks.

Notching is the practice of adjusting instrument ratings based on seniority and recovery prospects. This Skill details how notching differentiates ratings between senior secured bonds and unsecured notes for the same corporate issuer.

Yes, you can assess a transaction's impact on creditworthiness by analyzing how it shifts the company's financial risk profile and key ratios. This Skill helps evaluate changes against S&P, Moody's, and Fitch rating category medians.

Key financial ratios for benchmarking include leverage, coverage, and liquidity metrics mapped to S&P, Moody's, and Fitch rating category medians. This Skill provides the ratio analysis framework needed for corporate credit evaluation.

This credit rating methodology covers both quantitative financial ratio benchmarks and qualitative adjustments. It explains how S&P, Moody's, and Fitch incorporate qualitative factors into their business and financial risk profiles.