real-estate-analyzer

Provide the listing URL or property details and the analysis computes cap rate, cash-on-cash return, DSCR, and breakeven rent using the asking price. It models base, stressed, and worst-case scenarios with a rent-versus-price sensitivity matrix.

The own-vs-rent comparison builds a side-by-side monthly cost table including PITI, HOA, insurance, and maintenance versus market rent. It then models equity build against investing the difference in an index fund and computes the breakeven hold period.

Cap rates below 4% indicate appreciation-dependent deals, 4-6% is typical for growth metros, and 6-8% signals solid cash flow. Rates above 10% warrant verification of crime and neighborhood data before proceeding.

Yes, when Zillow or Redfin block scraping it searches multiple sources for the address and price. If details remain unconfirmed, it asks you to provide the asking price, beds, baths, square footage, and HOA fees directly.

Key HOA risks include underfunded reserves, pending special assessments, fee increases above 8% annually, rental restrictions, and litigation. The analysis investigates fee history, reserve status, and owner-occupancy ratios since each can independently kill a deal.

Do not use it for legal review of purchase agreements, which requires a legal contract skill. It also cannot replace professional inspections, title searches, or lender underwriting required before closing.