rhzy-fund-skill2-three-probes

Analyzes construction project fund exposure, outflow structure, and liquidity gaps to generate monthly health reports.

Updated Sep 2, 2026
One-click install
npx skills add https://github.com/pinedu/xmc-work-wiki --skill rhzy-fund-skill2-three-probes-pinedu
Or copy as Structured Prompt for Agent
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Skill: rhzy-fund-skill2-three-probes
Source: https://github.com/pinedu/xmc-work-wiki/tree/main/skills/rhzy-fund-skill2-three-probes
Command: npx skills add https://github.com/pinedu/xmc-work-wiki --skill rhzy-fund-skill2-three-probes-pinedu

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve? Construction project managers often lack visibility into funding gaps until a crisis hits. This Skill runs three monthly probes—fund exposure, outflow structure, and forward-looking risk projection—to detect payment shortfalls, abnormal spending, and upcoming liquidity gaps before they cause work stoppages. ## Core Features & Use Cases - Fund Exposure Analysis (Probe 1): Computes cumulative exposure (confirmed output value minus paid amount) and disbursement rate, flags missing transfer vouchers with gentle prompts, and warns when exposure exceeds 20% of contract value. - Outflow Structure Analysis (Probe 2): Classifies bank transfer vouchers into 8 expense categories (progress payments, subcontracting, materials, migrant worker wages, management fees, debt service, etc.), compares ratios against contract and budget baselines, and flags abnormal non-productive spending during tight-cash periods. - Forward Risk Projection (Probe 3): Estimates next month's rigid expenses (wages, debt service, core materials) versus expected inflows, calculates funding gaps, and issues trend-deterioration warnings after 3 consecutive months of worsening exposure. - Use Case: A project finance lead uploads monthly output confirmations and bank transfer vouchers; the Skill produces a Monthly Fund Health Checkup Report with exposure metrics, spending breakdown, next-month gap forecast, and management recommendations. ## Quick Start Run the three-probe analysis on this month's confirmed output value and bank transfer vouchers, then generate the Monthly Fund Health Checkup Report.

Frequently Asked Questions about rhzy-fund-skill2-three-probes

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I monitor construction project funding gaps monthly?

Run the three probes each month: compute cumulative fund exposure (confirmed output value minus payments), classify outflows into 8 expense categories, and project next month's rigid expenses versus expected inflows. The output is a Monthly Fund Health Checkup Report with gap forecasts.

How to detect abnormal spending in project fund outflows?

Classify bank transfer vouchers into categories like progress payments, materials, migrant worker wages, and management fees, then compare each share against contract or budget baselines. Large non-productive spending during cash-tight periods triggers a warning.

What triggers a liquidity crisis warning for a construction project?

A warning fires when next month's projected rigid expenses (wages, debt service, core materials) exceed expected inflows and available cash cannot cover the gap. Trend deterioration requires three consecutive months of widening exposure and falling disbursement rate.

Does the analysis handle missing bank transfer vouchers?

Yes. When uploaded voucher totals fall well below the planned payment amount in financial records, the Skill issues a gentle prompt asking the owner to confirm whether vouchers were missed or payments approved but not executed, rather than declaring a cash shortage.

What are the limitations of the trend deterioration warning?

The trend-deterioration conclusion requires three consecutive months of widening exposure and declining disbursement rate, so single-month fluctuations do not trigger it. This avoids false alarms but delays detection of sudden one-month shocks.