What problem does it solve? After a construction site accident, wage dispute, or government inquiry, the project owner (甲方) must quickly determine how liability is split between the general contractor, labor dispatch companies, and itself. This Skill provides a structured three-question evaluation method to make that determination in minutes with proper legal grounding. ## Core Features & Use Cases - Three-Question Evaluation: Checks qualification review archives, pre-incident rectification notices, and payment arrears to produce a four-tier liability verdict. - Subject vs. Supervisory Liability Split: Distinguishes the contractor's primary safety responsibility from the owner's supervisory duty, citing specific articles of the Construction Safety Management Regulations and Guizhou local regulations. - Official-Document Output Style: Generates formal conclusions with responsibility allocation tables, prioritized action checklists, and a signed 风控顾问 signature. - Use Case: After a worker injury on a Guizhou project, ask the three verification questions, receive a liability allocation table with legal citations, and get a timed action list including a supplementary rectification letter within 2 working days. ## Quick Start Ask the assistant to evaluate owner liability for a construction site accident using the three-question method and provide the incident facts.