tax-loss-harvesting

Name: tax-loss-harvesting
Availability: InStock
Author: viviennamao

Identify unrealized losses and suggest replacement securities for taxable accounts.

26|2|Updated Apr 30, 2026

Search Tags:#tax planning #wash sale #tax-loss harvesting #tax savings #replacement securities

Ready to run

npx skills add https://github.com/ViviennaMAO/money_banking_financial_market --skill tax-loss-harvesting-viviennamao

💬 Prompt for ChatGPT / Claude Chat▼

Please help me install this Agent Skill.
Skill: tax-loss-harvesting
Source: https://github.com/ViviennaMAO/money_banking_financial_market/tree/main/financial-services-main/plugins/vertical-plugins/wealth-management/skills/tax-loss-harvesting
Command: npx skills add https://github.com/ViviennaMAO/money_banking_financial_market --skill tax-loss-harvesting-viviennamao

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) and references (resource) components.

What problem does it solve?

This Skill identifies tax-loss harvesting opportunities to help maximize tax savings for taxable accounts.

Core Features & Use Cases

Identify Unrealized Losses: Finds positions with unrealized losses in taxable accounts.
Suggest Replacement Securities: Recommends replacement securities that maintain similar market exposure and risk/return characteristics.
Track Wash Sale Windows: Ensures compliance with wash sale rules and tracks potential wash sale windows.
Calculate Tax Savings: Estimates the potential tax savings from harvesting losses.

Quick Start

Use the tax-loss-harvesting skill to identify tax-loss harvesting opportunities in your taxable accounts.

Frequently Asked Questions about tax-loss-harvesting

High-intent search queries and answers about installing and using this skill.

FAQPage Schema

How do I identify tax-loss harvesting opportunities in my taxable accounts?▼

To find tax-loss harvesting opportunities, you need to analyze your taxable account positions for unrealized losses. This Skill scans your portfolio to identify those losing positions and estimates the potential tax savings from harvesting them.

What is a wash sale rule and how do I stay compliant when harvesting tax losses?▼

A wash sale occurs when you sell a security at a loss and buy a substantially identical one within 30 days. This Skill tracks wash sale windows and analyzes your transactions to ensure compliance with IRS wash sale rules.

Can I maintain my market exposure while selling positions for tax-loss harvesting?▼

Yes, you can maintain market exposure by purchasing replacement securities. This Skill recommends replacement securities that offer similar market exposure and risk/return characteristics to the security you sold at a loss.

How do I calculate potential tax savings from harvesting investment losses?▼

Calculating tax savings from harvested losses involves applying your tax rate to the realized capital losses. This Skill calculates the potential tax savings automatically once it identifies your unrealized losses and executes the harvest.

What is the best way to avoid wash sales when replacing securities for tax planning?▼

The best way to avoid wash sales during tax planning is to select replacement securities that are not substantially identical. This Skill suggests appropriate replacement securities and actively tracks wash sale windows to maintain compliance.