Tax-Loss Harvesting

To identify tax-loss harvesting opportunities, scan household taxable accounts for unrealized losses and prioritize candidates by absolute loss, short-term priority, and percent decline to generate a compliant harvest plan.

Wash sale compliance checks 30-day lookback and forward windows across all household accounts and DRIPs, documenting wash sale windows for each trade to prevent disallowed losses and ensure accurate tax tracking.

Calculate your gain and loss budget by computing realized gains and losses year-to-date, applying carryforwards, and determining a target harvesting amount with estimated tax savings categorized by applicable tax rate.

Select replacement securities by recommending ETFs or other instruments that preserve your portfolio exposure without being substantially identical to the sold asset, maintaining market position while complying with wash sale rules.

Yes, you can scan household-level taxable portfolios to find unrealized losses and prioritize short-term losses, applying opportunistic harvesting workflows to optimize tax efficiency across all linked accounts.

To execute and track tax-loss harvesting, generate harvest opportunity lists, trade execution sheets, wash-sale calendars, and tax savings summaries for comprehensive reporting and accurate trade implementation.