tos-risk-checker

Audit consumer terms and policies to generate structured risk reports.

12|2|Updated Apr 21, 2026
One-click install
npx skills add https://github.com/haomingz/kimi-skills --skill tos-risk-checker
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: tos-risk-checker
Source: https://github.com/haomingz/kimi-skills/tree/main/skills/tos-risk-checker
Command: npx skills add https://github.com/haomingz/kimi-skills --skill tos-risk-checker

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

Consumers often struggle to understand the risks hidden in terms of service, privacy policies, and other agreements. This Skill provides a structured, automated audit that highlights high-risk clauses, enabling informed decisions and safer usage.

Core Features & Use Cases

  • Risk taxonomy-based analysis across common contractual clauses to surface critical issues.
  • Clause-level extraction with context and inline references to the applicable sections.
  • Structured audit reports with severity, concealment, and actionable recommendations for consumer protection.
  • Use Case: Evaluate a SaaS ToS to identify auto-renewal traps and data-sharing disclosures.

Quick Start

Paste the Terms text into the agent and run the audit to generate a structured risk report.

Frequently Asked Questions about tos-risk-checker

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I audit terms of service for hidden consumer risks?

To audit terms of service for hidden consumer risks, paste the policy text into the agent to generate a structured risk report. The analysis uses a seven-category risk taxonomy to identify problematic clauses and provide actionable consumer protection guidance.

What is a structured risk report for privacy policies?

A structured risk report for privacy policies is an audit output that evaluates clause-level risks and assigns severity, concealment, and actionability scores. It extracts high-risk clauses with inline context references to highlight issues like data-sharing disclosures.

Can I evaluate SaaS terms of service to find auto-renewal traps?

You can evaluate SaaS terms of service to find auto-renewal traps by running an audit against the service agreement text. The analysis applies a risk taxonomy to extract these clauses from mixed agreements and provides consumer-focused recommendations.

Does the terms of service audit work for e-commerce and subscription services?

The terms of service audit works for e-commerce and subscription services by analyzing consumer-facing agreements. It identifies risky clauses across these specific service types and outputs structured reports with severity scores and consumer guidance.

What are the limitations of automated contract audit reports?

Automated contract audit reports focus strictly on identifying risky clauses within the submitted text using a seven-category taxonomy. They do not provide formal legal advice but instead generate severity, concealment, and actionability scores to help consumers make informed decisions.