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transfer-bonuses

Tracks active credit card transfer bonuses with weekly-refreshed data and confidence markers.

650|67|Updated Mar 21, 2026
Search Tags:#chase#award flights#travel hacking#points transfer#amex#transfer bonuses#credit card points
One-click install
npx skills add https://github.com/borski/travel-hacking-toolkit --skill transfer-bonuses
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: transfer-bonuses
Source: https://github.com/borski/travel-hacking-toolkit/tree/main/plugins/travel-hacking-toolkit/skills/transfer-bonuses
Command: npx skills add https://github.com/borski/travel-hacking-toolkit --skill transfer-bonuses

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) components.

What problem does it solve?

Credit card transfer bonuses expire frequently and stale data leads to wrong award pricing; this Skill provides verified, current bonus data so points transfers are priced with the real effective ratio instead of outdated or fabricated promotions.

Core Features & Use Cases

  • Verified Bonus Data: Reads from a weekly-refreshed JSON file cross-checked between Frequent Miler and AwardWallet, with VERIFIED, LIKELY, or UNVERIFIED confidence markers per bonus.
  • Expiry Gate Enforcement: Compares each bonus end date against today's date before citing, and triggers a refresh script when data is stale or past-dated.
  • Effective Cost Computation: Calculates points required with and without a bonus so award bookings reflect the true transfer cost, including stackable bonuses like the Aeroplan Visa cardholder boost.
  • Use Case: When pricing a 70,000-mile JAL business class award, the Skill applies the active 30% Capital One bonus to show the real cost drops from 93,333 to 71,795 miles, and flags whether waiting for a recurring bonus makes sense.

Quick Start

Ask the AI what credit card transfer bonuses are active right now and how they affect the cost of your planned award booking.

Frequently Asked Questions about transfer-bonuses

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I find current credit card transfer bonuses?▼

Read the transfer-bonuses.json data file, which lists active bonuses from Amex, Chase, Capital One, Citi, Bilt, and Rove with end dates and confidence markers. The file is refreshed weekly by a script that scrapes Frequent Miler and cross-checks AwardWallet.

How do transfer bonuses affect award flight pricing?▼

A transfer bonus changes the effective ratio, so divide the miles required by the effective ratio instead of the standard ratio. For example, a 30% bonus on a 4:3 ratio turns a 70,000-mile award from 93,333 card points into 71,795.

Should I transfer points now or wait for a better bonus?▼

Check the frequent_recurring_bonuses_to_watch section of the data file, which lists historically recurring bonuses with typical percentages and frequency. If your timeline is flexible and a bonus recurs regularly, waiting may yield a better ratio.

What happens if the transfer bonus data is stale?▼

The Skill runs an expiry gate comparing each bonus end date to today, and refreshes the data via the refresh script if any active bonus is past-dated or the file is over 7 days old. If refresh fails, it presents the bonus with a staleness caveat rather than guessing.

When should I not rely on a transfer bonus?▼

Hotel transfer bonuses like Chase to IHG or Marriott often lose to booking through the Chase Travel portal, so always compare against an actual portal quote. Also never transfer without confirming award availability first, since transfers are irreversible.

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