visit-memo

What problem does it solve?

visit-memo helps you convert customer-manager现场拜访的口述观察 into structured, compliant贷前尽调笔记, so you can support later due diligence and credit work without losing context across multiple visit rounds.

Core Features & Use Cases

• Structured visit memo generation: Organizes现场可见事实与口述信息 into seven貸前调查维度 (enterprise overview, financial leads, upstream/downstream, collateral & assets, risk signals, people impressions, and visit outcomes).
• Incremental updates & corrections: Merges new information with existing records without overwriting, and marks updates as 新增 / 已更正 for traceability.
• Risk-first scanning with guardrails: Always performs risk-signal scanning after recording and appends flagged risks at the end, while enforcing red lines (e.g., prohibiting requests to fabricate or conceal risk signals).
• Privacy & audit trail: Applies masking rules for sensitive data and produces a structured audit log payload for each visit memo save.

Quick Start

Use visit-memo to generate a structured visit memo from your现场口述内容 for a client, including risk scanning and an audit trail, by saying: "将我刚才对[客户名称]的现场拜访口述整理成贷前尽调拜访纪要，并进行风险信号扫描与保存。"