What problem does it solve? Keeping a YNAB budget healthy requires manually checking overspending, uncategorized transactions, underfunded targets, and credit-card payment mismatches, which is tedious and error-prone. ## Core Features & Use Cases - Comprehensive Budget Inspection: Reads categories, Ready to Assign, account balances, transactions, and reports to detect overspending, underfunding, and suspicious activity. - Structured Findings Report: Produces a prioritized report covering overall status, urgent problems, transactions needing attention, spending observations, upcoming needs, and recommended actions with exact amounts. - Permission-Gated Mutations: Applies only explicitly approved changes, re-reads data before mutating, and verifies results with read-back confirmation. - Use Case: Ask for a mid-month budget check to find that a dining category is overspent by $45, two transactions are uncategorized, and a credit-card payment does not match the card balance, then approve only the fixes you want applied. ## Quick Start Review my YNAB budget for this month and tell me what needs attention before making any changes.
