ap2-credentials-provider

DPAN tokenization works by converting real payment credentials into Digitized Primary Account Numbers, ensuring sensitive card data is replaced with secure tokens before releasing them to merchant payment processors.

To list available payment methods for agentic commerce transactions, you query the credential provider to retrieve user stored cards and wallets, enabling the selection of a specific funding source for the purchase.

Payment mandate validation in payment processing is the verification of user authorization before releasing tokenized credentials to merchants, ensuring the transaction is explicitly approved and secure.

Yes, you can use tokenized credentials with merchant payment processors. The skill generates DPANs and validates the payment mandate before securely releasing the token to the merchant for transaction processing.

Managing payment credentials requires PCI DSS compliant storage. This skill handles secure storage internally, allowing agents to provide payment methods and tokenize cards without directly exposing your infrastructure to compliance scope.

A key limitation of using DPANs for payment processing is that the digitized tokens must be validated through a payment mandate before release, meaning transactions cannot proceed without explicit user authorization.