arckit-uk-fs-sca-rts

Generate SCA-RTS exemption design documentation for UK payment service providers.

Updated Jul 24, 2026
One-click install
npx skills add https://github.com/tractorjuice/arckit-kimi --skill arckit-uk-fs-sca-rts
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Skill: arckit-uk-fs-sca-rts
Source: https://github.com/tractorjuice/arckit-kimi/tree/main/skills/arckit-uk-fs-sca-rts
Command: npx skills add https://github.com/tractorjuice/arckit-kimi --skill arckit-uk-fs-sca-rts

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) and references (resource) components.

What problem does it solve?

This skill addresses the complexity of documenting Strong Customer Authentication (SCA) exemption strategies for UK-regulated payment firms, ensuring alignment with PSRs 2017 and FCA technical standards.

Core Features & Use Cases

  • Exemption Matrix Generation: Automatically produces a structured applicability matrix for the nine in-scope SCA-RTS exemptions.
  • Regulatory Compliance Mapping: Integrates mandatory fraud monitoring, dynamic linking, and audit trail requirements into a single design pack.
  • Use Case: A payments architect can use this to generate a draft SCA exemption design document for a new mobile payment product, ensuring all regulatory constraints and fallback logic are documented for compliance review.

Quick Start

Invoke the arckit-uk-fs-sca-rts skill by providing the product context to generate a compliant exemption design document for your payment service.

Frequently Asked Questions about arckit-uk-fs-sca-rts

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I document SCA-RTS exemption designs for UK payment services?

To document SCA-RTS exemption designs for UK payment services, generate a structured applicability matrix covering Article 10 through 18 exemptions, including TRA thresholds and fraud monitoring frameworks. This produces a compliant design pack with decision rationale and audit trail specifications under PSRs 2017.

What are the FCA requirements for SCA exemption decision rationale and audit trails?

FCA requirements mandate that SCA exemption decision rationale and audit trails must be documented under PSRs 2017. You satisfy these regulatory requirements by generating a comprehensive design pack that integrates mandatory fraud monitoring, dynamic linking, and audit trail specifications.

How do I assess TRA thresholds and fraud monitoring for PSD2 exemptions?

Assess TRA thresholds and fraud monitoring for PSD2 exemptions by generating an exemption applicability matrix covering Article 10 through 18. This matrix integrates mandatory fraud monitoring frameworks directly into your SCA design documentation to satisfy regulatory constraints.

Can I use this SCA exemption documentation approach for any UK-authorized payment service provider?

Yes, you can use this SCA exemption documentation approach for UK-authorized payment service providers. It generates compliant exemption design documentation specifically aligned with PSRs 2017 and FCA technical standards for payment products like mobile applications.

Does this approach cover all nine in-scope SCA-RTS exemptions?

Yes, this approach covers all nine in-scope SCA-RTS exemptions by automatically producing a structured applicability matrix. This matrix assesses Article 10 through 18 exemptions, ensuring fallback logic and regulatory constraints are fully documented for compliance review.