financial-forecast-builder

Anchor the model to your most recent actual income statement and balance sheet, then project revenue by growth rate, units times price, or a monthly ramp. The model derives COGS, opex, working capital via DSO/DIO/DPO days, and assembles linked income statement, balance sheet, and cash flow outputs.

The forecast enforces a minimum-cash balance and uses a revolver as the cash plug, drawing when projected cash falls below the target. If the revolver cap is exhausted and assets exceed liabilities plus equity, that gap is the external funding needed, reported with size and timing per period.

Yes, incremental opportunity modeling layers the new line's revenue driver, COGS percentage, opex, capex, and working-capital days on top of the existing business. It presents standalone and combined views side by side.

Covenant checks run every projected period, testing current ratio, times interest earned, DSCR, and debt-to-equity against covenant minimums. Breaches are flagged by period and severity and handed to debt-service-and-covenant-analysis.

Skip the full build for stress-testing an existing forecast across scenarios, which belongs to scenario-and-sensitivity-analysis, or for a quick go/no-go on one opportunity, where break-even unit economics suffice. Turning the forecast into an operating budget is handled by budget-builder.