india-tax-optimizer

Compare Old vs New tax regimes and optimize 80C deductions for FY 2025-26.

1|Updated Feb 27, 2026
One-click install
npx skills add https://github.com/theamandreus/wealth-management-india --skill india-tax-optimizer
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: india-tax-optimizer
Source: https://github.com/theamandreus/wealth-management-india/tree/main/skills/india-tax-optimizer
Command: npx skills add https://github.com/theamandreus/wealth-management-india --skill india-tax-optimizer

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

Indian tax planning is complex and requires regime decisions, deduction optimization, and capital gains planning; this Skill guides users through these tasks to maximize tax efficiency.

Core Features & Use Cases

  • Regime comparison Old vs New for FY 2025-26 and quick regime suitability guidance.
  • 80C remaining room calculation with a prioritized investment plan (EPF, PPF, ELSS, NPS, etc.).
  • Capital gains optimization and HRA alignment, with references to 80D, 24(b), and NPS planning.
  • End-to-end output: regime comparison sheet, 80C plan, capital gains harvesting schedule, and year-round tax calendar.

Quick Start

Provide your current income, deductions, and family details to generate a complete tax optimization plan.

Frequently Asked Questions about india-tax-optimizer

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I compare the Old vs New tax regime for FY 2025-26 in India?

To compare the Old vs New tax regime for FY 2025-26, input your income and deductions to generate a regime comparison sheet that calculates tax liability under both systems. The analysis evaluates your regime suitability and highlights the optimal choice for maximizing tax savings.

What is the best way to calculate remaining room for 80C tax deductions?

The best way to calculate remaining 80C deduction room is to input your current investments like EPF and PPF. The tax planner generates a prioritized investment plan covering ELSS and NPS to help you maximize the 80C limit efficiently.

How do I plan capital gains harvesting to optimize LTCG tax in India?

To plan capital gains harvesting and optimize LTCG tax in India, the tax optimizer generates a capital-gains harvesting schedule based on your investment data. This schedule coordinates your gains and losses to minimize your overall tax liability.

Can I coordinate HRA and home loan interest deductions for Indian tax planning?

Yes, you can coordinate HRA and home loan interest deductions under Section 24(b) for Indian tax planning. The optimizer aligns your HRA exemptions with home loan benefits and NPS contributions to ensure maximum tax efficiency.

Does Indian tax planning work for both salaried and self-employed individuals?

Yes, Indian tax planning works for both salaried and self-employed individual taxpayers for FY 2025-26. By providing your current income, deductions, and family details, the optimizer generates a complete tax plan tailored to your employment type.