Tax-Loss Harvesting

Identify tax-loss harvesting opportunities and recommend replacement securities in taxable accounts.

Updated Jun 5, 2026

Search Tags:#accounting #tax optimization #investment analysis #tax-loss harvesting #replacement securities

Ready to run

npx skills add https://github.com/Duzhenyang111/stock_money --skill tax-loss-harvesting-duzhenyang111

💬 Prompt for ChatGPT / Claude Chat▼

Please help me install this Agent Skill.
Skill: Tax-Loss Harvesting
Source: https://github.com/Duzhenyang111/stock_money/tree/main/financial-services-main/plugins/vertical-plugins/wealth-management/skills/tax-loss-harvesting
Command: npx skills add https://github.com/Duzhenyang111/stock_money --skill tax-loss-harvesting-duzhenyang111

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) and references (resource) components.

What problem does it solve?

This Skill identifies tax-loss harvesting opportunities across taxable accounts, helping users manage unrealized losses and potential tax savings.

Core Features & Use Cases

Identify Tax-Loss Opportunities: Scans taxable accounts for positions with unrealized losses.
Replacement Securities Suggestion: Suggests replacement securities that maintain similar market exposure.
Wash Sale Check: Verifies no wash sales before executing trades.
Execution Plan: Provides a detailed trade execution plan.
Post-Harvest Tracking: Offers tracking after 30+ days for potential swaps or maintenance.

Quick Start

Run the Tax-Loss Harvesting skill to analyze your taxable accounts and receive a list of recommended actions to harvest losses.

Frequently Asked Questions about Tax-Loss Harvesting

High-intent search queries and answers about installing and using this skill.

FAQPage Schema

How do I identify tax-loss harvesting opportunities in my taxable investment accounts?▼

To identify tax-loss harvesting opportunities, scan taxable accounts for investment positions with unrealized losses. This process analyzes your holdings to determine potential tax savings by offsetting capital gains.

How do I avoid wash sales when executing tax-loss harvesting trades?▼

To avoid wash sales during tax-loss harvesting, verify replacement securities do not substantially overlap with sold assets. A wash sale check ensures compliance before executing trades.

What is the best way to find replacement securities that maintain market exposure for tax-loss harvesting?▼

The best way to find replacement securities is analyzing assets that maintain similar market exposure without triggering wash sales. This preserves your portfolio strategy while realizing tax losses.

Do I need to track my portfolio after executing a tax-loss harvesting plan?▼

Yes, post-harvest tracking is required after executing a tax-loss harvesting plan. Tracking positions for 30+ days allows potential asset swaps and ensures ongoing tax optimization.

Can I get a step by step execution plan for tax-loss harvesting?▼

You can generate a detailed trade execution plan for tax-loss harvesting after analyzing investment positions and tax situations. This plan provides specific actions to capture capital losses.

What tax situations require tax-loss harvesting to offset capital gains?▼

Tax-loss harvesting is required when you have significant capital gains and unrealized losses in taxable accounts. Analyzing your tax situation identifies where harvesting losses reduces your overall tax liability.