Portfolio Rebalance

Name: Portfolio Rebalance
Availability: InStock
Author: yuping322

Analyze portfolio allocation drift and generate tax-aware rebalancing trade lists across accounts.

17|4|Updated Mar 11, 2026

Search Tags:#portfolio #rebalancing #asset-allocation #tax-loss-harvesting #tax-aware #wash-sale

Ready to run

npx skills add https://github.com/yuping322/financial-services-plugins-new --skill portfolio-rebalance-yuping322

💬 Prompt for ChatGPT / Claude Chat▼

Please help me install this Agent Skill.
Skill: Portfolio Rebalance
Source: https://github.com/yuping322/financial-services-plugins-new/tree/main/wealth-management/skills/portfolio-rebalance
Command: npx skills add https://github.com/yuping322/financial-services-plugins-new --skill portfolio-rebalance-yuping322

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

Analyze portfolio allocation drift across taxable and tax-advantaged accounts and produce tax-sensitive trade recommendations to restore target allocations while minimizing cost and compliance risks.

Core Features & Use Cases

Drift Analysis: Compare current holdings and market values to IPS target weights, flagging assets outside rebalancing bands and quantifying dollar over/under allocations.
Tax-Aware Trade Generation: Produce buy/sell trade lists per account that prefer tax-advantaged accounts, avoid short-term gain realizations in taxable accounts, harvest losses where beneficial, and respect wash-sale windows.
Asset Location & Implementation Planning: Recommend optimal asset locations across taxable, IRA, and Roth accounts, estimate transaction costs and tax impact, and produce before/after allocation summaries and an Excel-ready trade list for execution.
Use Case: Rebalance a household portfolio split across a taxable brokerage, a traditional IRA, and a Roth by routing trades and new contributions to minimize realized taxes while returning allocations to IPS targets.

Quick Start

Rebalance my taxable and retirement accounts to target allocations, minimizing tax impact and avoiding wash-sale violations.

Frequently Asked Questions about Portfolio Rebalance

High-intent search queries and answers about installing and using this skill.

FAQPage Schema

How do I rebalance a portfolio across taxable and retirement accounts while minimizing taxes?▼

Tax-aware portfolio rebalancing minimizes taxes by routing trades through tax-advantaged accounts, harvesting losses in taxable accounts, and avoiding short-term gain realizations to restore your target allocations.

What is the best way to avoid wash sales during tax-loss harvesting?▼

Avoid wash sales during tax-loss harvesting by providing wash-sale windows and cost basis data, which allows the system to generate trade recommendations that respect compliance rules across all accounts.

How do I calculate asset allocation drift against IPS target weights?▼

Calculate asset allocation drift by comparing current holdings and market values to IPS target weights to flag assets outside rebalancing bands and quantify dollar over or under allocations.

Can I get an Excel-ready trade list for rebalancing a household portfolio?▼

Yes, you can generate an Excel-ready trade list for rebalancing a household portfolio that includes per-account buy and sell recommendations and estimates transaction costs and tax impacts.

What data do I need to generate tax-aware rebalancing recommendations?▼

Generating tax-aware rebalancing recommendations requires account types, holdings with market values and cost basis, IPS target weights, transaction cost estimates, and wash-sale windows.

How does asset location work when rebalancing across IRA, Roth, and taxable accounts?▼

Asset location during rebalancing recommends optimal asset placements across taxable, IRA, and Roth accounts to minimize realized taxes and return allocations to IPS targets.