What problem does it solve?
Helps users review existing insurance policies to identify coverage gaps, unnecessary costs, and opportunities to reduce premiums without increasing risk exposure.
Core Features & Use Cases
- Policy intake & assessment: Guided prompts to collect provider, premium, deductible, coverage limits, and key features for auto, home/renters, health, life, umbrella, and disability policies.
- Coverage recommendations: Compares current limits against recommended minimums (e.g., liability floors, dwelling replacement cost) and flags missing protections like flood, earthquake, or umbrella policies.
- Savings & tradeoff analysis: Computes deductible break-even, highlights when to drop collision/comprehensive, suggests bundling, telematics, payment frequency, and re-quote cadence to capture likely savings.
- Prioritization & action plan: Ranks existential gaps (underinsurance) before premium optimizations and generates an output checklist for quotes and policy changes.
- Use case: Audit a household's auto and homeowners policies to decide whether to raise deductibles, add umbrella coverage, or shop for lower premiums.
Quick Start
Summarize my auto, home, and life policies including provider, premium, deductible, and limits and identify the top 3 coverage gaps and 3 ways to save annually.
