israeli-car-accident-claim

Guides drivers through Israeli car accident claims and routes them to the correct insurance regime.

6|6|Updated Mar 3, 2026
One-click install
npx skills add https://github.com/skills-il/legal-tech --skill israeli-car-accident-claim-skills-il
Or copy as Structured Prompt for Agent
Please help me install this Agent Skill.
Skill: israeli-car-accident-claim
Source: https://github.com/skills-il/legal-tech/tree/main/israeli-car-accident-claim
Command: npx skills add https://github.com/skills-il/legal-tech --skill israeli-car-accident-claim-skills-il

SYSTEM DOCUMENTATION & REQUIREMENTS

💡 This Skill includes scripts (resource) and references (resource) components.

What problem does it solve? After a car accident in Israel, drivers routinely claim from the wrong insurance policy, miss the police confirmation step, or lose claims to the wrong limitation period, because bodily injury is compensated with no regard to fault while property damage is entirely fault-based. ## Core Features & Use Cases - Claim routing: Distinguishes no-fault bodily injury (PLATD) from fault-based property damage and routes each to compulsory, comprehensive, third-party insurance, or the Karnit fund for hit-and-run and uninsured cases. - Scene and documentation checklist: Walks the driver through securing the scene, exchanging details, obtaining the police confirmation, and filing the insurer accident report. - Deadlines and compensation structure: Surfaces the 60-day urgent payment right, the three-year versus seven-year limitation periods, the statutory lawyer fee cap, and the court-appointed medical expert process. - Use Case: A user says "someone hit me from behind and my passenger hurt her neck" and receives a scene checklist, a routing plan sending the passenger's injury to the vehicle's compulsory insurer, and the urgent-payment demand steps. ## Quick Start Tell the assistant "I had a car accident in Israel, what do I do now" and describe whether anyone was hurt and whether the other driver was identified.

Frequently Asked Questions about israeli-car-accident-claim

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
What should I do immediately after a car accident in Israel?

Secure the scene, check for injuries, and call emergency services if anyone is hurt. Photograph all vehicles and damage, exchange details with the other driver, and obtain a police confirmation, which is a precondition for filing a compensation claim.

Which insurance pays for bodily injury in an Israeli car accident?

Bodily injury is no-fault under the PLATD law, so the injured person claims from the compulsory insurance of the vehicle they were in or were hit by, regardless of who caused the accident. Compulsory insurance never covers property damage.

Does Karnit cover every hit-and-run accident in Israel?

No. Karnit applies only when the victim has no insurer of their own, such as a pedestrian or cyclist struck by an untraced vehicle or an occupant of an uninsured vehicle. Occupants of an insured vehicle claim from their own compulsory insurance even when the other driver fled.

What is the limitation period for a car insurance claim in Israel?

A claim for insurance benefits against your own insurer, including a comprehensive property claim, prescribes three years from the accident. The tort claim against the at-fault driver and the PLATD bodily-injury claim have a seven-year period.

When should I not use this skill for a car accident matter?

Do not use it for vehicle registration, the annual test, or insurance shopping, which belong to the israeli-vehicle-manager skill, nor for serious injury litigation or DUI criminal defense, which require a lawyer. It provides general information, not legal advice.