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kreditvertragspruefung

Automate regulatory review of German consumer loan agreements under §§ 491 ff. BGB.

17|2|Updated May 21, 2026
Search Tags:#agb-kontrolle#bgb#verbraucherdarlehen#kreditvertragspruefung#widerrufsbelehrung#vorfälligkeitsentschädigung#rechtsprechung
One-click install
npx skills add https://github.com/borghei/AI-Skills-German-Law --skill kreditvertragspruefung
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: kreditvertragspruefung
Source: https://github.com/borghei/AI-Skills-German-Law/tree/main/bankrecht/skills/kreditvertragspruefung
Command: npx skills add https://github.com/borghei/AI-Skills-German-Law --skill kreditvertragspruefung

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve?

This Skill automates the analysis of consumer loan contracts to verify mandatory disclosures, withdrawal rights, and other regulatory obligations under German law.

Core Features & Use Cases

  • Automated Pflichtangaben check according to § 491 ff. BGB, Art. 247 EGBGB, and related provisions.
  • Widerrufsbelehrung validation and guidance with flags for timing and completeness.
  • Vorzeitige Rückzahlung assessment, including evaluation of Vorfälligkeitsentschädigung and related rights.
  • AGB-Kontrolle and identification of potentially problematic clauses, including cross-references to connected agreements.
  • Use Case: Rechtsabteilungen review standard consumer loan templates before client submission to ensure compliance.

Quick Start

Provide the consumer loan contract and applicable terms for an automated compliance review.

Frequently Asked Questions about kreditvertragspruefung

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I automate consumer loan contract compliance checks under German BGB regulations?▼

Consumer loan contract compliance checks can be automated by providing the loan agreement and applicable terms to trigger an automated review referencing §§ 491 ff. BGB, § 355, § 495, and Art. 247 EGBGB, which outputs a structured verdict with citations.

What mandatory disclosures are required in a Verbraucherdarlehen agreement?▼

Mandatory disclosures for a Verbraucherdarlehen are checked against § 491 ff. BGB, Art. 247 EGBGB, and related provisions, validating withdrawal rights, early repayment terms, and formal requirements to ensure full regulatory compliance.

How do I validate Widerrufsbelehrung timing and completeness in loan agreements?▼

Widerrufsbelehrung validation is performed by evaluating the provided loan contract for timing and completeness flags, verifying adherence to § 355 and § 495 BGB withdrawal information requirements.

Can I assess Vorfälligkeitsentschädigung and early repayment terms in mortgage loans?▼

Early repayment terms and Vorfälligkeitsentschädigung in mortgage loans are assessed by analyzing the contract for related rights and regulatory obligations, ensuring compliant vorzeitige Rückzahlung conditions.

Does the AGB-Kontrolle identify problematic clauses in connected consumer loan contracts?▼

AGB-Kontrolle identifies potentially problematic clauses and cross-references to connected agreements, performing an automated general terms and conditions review to flag non-compliant provisions.

What types of loan agreements does this BGB compliance review support?▼

The BGB compliance review supports consumer loans, mortgage loans, and connected contracts, applying German regulatory obligations to verify mandatory disclosures and withdrawal rights across these agreement types.

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