portfolio-analyzer

Portfolio analysis identifies concentration risks across asset classes, evaluates diversification gaps, and assesses overall risk levels. Input your holdings by asset class and type—stocks, bonds, ETFs, alternatives—and receive a risk score, sector concentration report, and diversification recommendations tailored to your risk tolerance and time horizon.

Tax-loss harvesting strategically sells underperforming investments at a loss to offset taxable gains and reduce income tax liability. The Skill scans your holdings for positions trading below purchase price, calculates tax impact, and recommends harvesting timing and replacement securities to maintain your target allocation while capturing tax benefits.

Asset allocation recommendations optimize the mix of equities, fixed income, and alternatives for your specific goals, risk tolerance, and investment timeline. The Skill analyzes your current allocation, flags misalignment with your profile, and suggests rebalancing targets with expected risk-return trade-offs.

Fee impact analysis calculates the cumulative drag from management fees, expense ratios, and trading costs on long-term returns. The Skill quantifies annual fee burden, compares against category benchmarks, and recommends lower-cost alternatives such as lower-expense-ratio ETFs to improve net performance.

Portfolio analysis applies to both personal investor and institutional holdings across equities, fixed income, ETFs, and alternative investments. It scales to multiple accounts and asset types, generating fee-aware and tax-aware recommendations for any portfolio size or complexity.

Rebalancing planning identifies drift from your target allocation, calculates tax impact of rebalancing trades, and suggests timing and execution strategies. Recommendations account for transaction costs and tax consequences to minimize friction while restoring your desired asset mix.