tax-loss-harvesting

Tax-loss harvesting opportunities are found by scanning taxable investment accounts for positions with unrealized losses to offset capital gains. The skill identifies these candidates and estimates potential tax savings based on your realized and unrealized gains.

Wash sale rule compliance is maintained by suggesting non-substantially identical replacement securities and tracking a 30-day window. This ensures you preserve market exposure without invalidating the tax benefits of harvesting the investment losses.

Capital gains tax savings can be estimated by calculating the marginal tax benefit of selling assets at a loss. The skill assesses your tax impact within supported scopes by retrieving realized activity context and evaluating unrealized losses.

Maintaining market exposure while selling investments at a loss is achieved by purchasing alternative, non-substantially identical replacement securities. This allows you to retain your portfolio positioning while realizing the tax benefits.

Validating account taxonomy is required before scanning for unrealized losses. This ensures the skill accurately targets taxable investment accounts rather than tax-advantaged ones when identifying your tax-loss harvesting opportunities.