financial-statement-analysis

Build, validate, and interpret income statements, balance sheets, and cash flow statements.

Updated Aug 22, 2026
One-click install
npx skills add https://github.com/fritzgeraldz/Vibe-Managing --skill financial-statement-analysis-fritzgeraldz
Or copy as Structured Prompt for Agent▼
Please help me install this Agent Skill.
Skill: financial-statement-analysis
Source: https://github.com/fritzgeraldz/Vibe-Managing/tree/main/skills/finance/financial-statement-analysis
Command: npx skills add https://github.com/fritzgeraldz/Vibe-Managing --skill financial-statement-analysis-fritzgeraldz

SYSTEM DOCUMENTATION & REQUIREMENTS

What problem does it solve? Founders often have raw bookkeeping exports or scattered figures but no reconciled, trustworthy set of financial statements, making it impossible to know whether the business is profitable, balanced, and generating cash. ## Core Features & Use Cases - Statement Construction: Builds the Income Statement, Balance Sheet, and Statement of Cash Flows from a raw transaction log using the Balance Sheet Equation grid, including straight-line depreciation. - Three-Way Validation: Ties out the balance sheet identity, net income to retained earnings, and ending cash to the balance sheet, reporting exact imbalances instead of plugging them. - Common-Size & Trend Analysis: Recasts statements as percentages of revenue or total assets and flags cost creep and adverse period-over-period drifts. - Use Case: A founder provides Q2 opening balances and 30 bookkeeping transactions; the skill produces reconciled statements, confirms all tie-outs pass, and flags that operating cash flow is negative despite positive net income due to rising accounts receivable. ## Quick Start Analyze my Q2 transactions and opening balances to build my income statement, balance sheet, and cash flow statement and tell me whether they tie out.

Frequently Asked Questions about financial-statement-analysis

High-intent search queries and answers about installing and using this skill.

FAQPage Schema
How do I turn bookkeeping transactions into financial statements?▼

Provide beginning balances and a transaction log, and each transaction is posted to a Balance Sheet Equation grid so Assets equal Liabilities plus Equity after every entry. The income statement, balance sheet, and cash flow statement are then extracted from the grid columns.

How do I check if my financial statements tie out?▼

Run a three-way validation: the balance sheet must balance, net income must equal the change in retained earnings excluding dividends, and ending cash on the cash flow statement must equal cash on the balance sheet. Any imbalance is reported with its exact amount.

What is common-size financial statement analysis?▼

Common-size analysis recasts every income statement line as a percentage of revenue and every balance sheet line as a percentage of total assets. This normalizes for size and surfaces margin structure and cost creep across periods.

Does this work for cash-basis accounting?▼

Yes, both cash and accrual reporting bases are supported, with accrual assumed if unstated. On cash basis, timing accounts like accounts receivable and payable are not captured, and the skill notes this limitation explicitly.

When should I not use financial statement analysis?▼

Use ratio analysis for benchmarks and covenant flags, cash-flow diagnostics when profit and cash diverge, and forecasting tools for projections. GAAP judgments, tax treatment, and audit opinions require escalation to an accountant or CPA.